*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{--navy:#0B1B3A;--navy-deep:#081328;--cobalt:#2563EB;--cobalt-dark:#1D4ED8;--cobalt-soft:#EAF0FE;--ink:#182135;--ink-muted:#5C6678;--paper:#FAF8F4;--white:#fff;--gold:#B08A3E;--gold-soft:#F4ECD9;--line:#E7E2D8;--serif:'Fraunces','Zen Kaku Gothic New',serif;--sans:'Zen Kaku Gothic New',sans-serif}
html{scroll-behavior:smooth}
body{font-family:var(--sans);background:var(--paper);color:var(--ink);line-height:1.95;font-size:16px;-webkit-font-smoothing:antialiased}
a{color:var(--cobalt)}
.container{max-width:1120px;margin:0 auto;padding:0 28px}
.header{position:sticky;top:0;z-index:50;background:rgba(250,248,244,.86);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);border-bottom:1px solid #EFEBE2}
.header__inner{display:flex;align-items:center;justify-content:space-between;height:68px}
.logo{font-family:var(--serif);font-size:22px;font-weight:600;color:var(--navy);text-decoration:none;letter-spacing:.06em}
.logo span{font-family:var(--sans);color:var(--ink-muted);font-weight:500;font-size:12px;margin-left:8px}
.header__actions{display:flex;align-items:center;gap:18px}
.header__link{font-size:14px;font-weight:600;color:var(--ink-muted);text-decoration:none}
.header__link:hover{color:var(--cobalt)}
.btn{display:inline-flex;align-items:center;justify-content:center;font-family:var(--sans);font-weight:700;font-size:15px;padding:14px 28px;border-radius:4px;text-decoration:none;white-space:nowrap;transition:.25s}
.btn-primary{background:var(--cobalt);color:#fff}.btn-primary:hover{background:var(--cobalt-dark)}
.btn-sm{font-size:14px;padding:10px 22px}
.article{max-width:760px;margin:0 auto;padding:44px 24px 80px}
.crumbs{font-size:12.5px;color:var(--ink-muted);margin-bottom:22px}.crumbs a{color:var(--ink-muted)}
.article h1,.article h2,.article h3{word-break:auto-phrase;line-break:strict}
.article h1{font-size:clamp(26px,4.4vw,38px);font-weight:900;line-height:1.45;color:var(--navy);margin-bottom:18px}
.meta{font-size:13px;color:var(--ink-muted);margin-bottom:26px}
.lead{font-size:16.5px;color:var(--ink);margin-bottom:30px;padding:20px 22px;background:#fff;border:1px solid var(--line);border-left:4px solid var(--cobalt);border-radius:6px}
.toc{background:#fff;border:1px solid var(--line);border-radius:8px;padding:18px 24px;margin-bottom:38px;font-size:14.5px}
.toc strong{display:block;margin-bottom:6px;color:var(--navy)}.toc ol{padding-left:20px}.toc li{margin:2px 0}
.article h2{font-size:clamp(21px,3.2vw,27px);font-weight:900;color:var(--navy);margin:54px 0 16px;padding-bottom:10px;border-bottom:2px solid var(--line);line-height:1.5}
.article h3{font-size:18px;font-weight:700;color:var(--navy);margin:32px 0 10px}
.article p{margin-bottom:16px}
.article ul,.article ol.list{margin:0 0 18px 22px}.article li{margin:4px 0}
.note{font-size:13.5px;color:var(--ink-muted);background:var(--gold-soft);border-radius:6px;padding:12px 16px;margin:18px 0}
.tpl{background:#fff;border:1px solid var(--line);border-radius:8px;padding:16px 18px 14px;margin:14px 0}
.tpl__label{display:inline-block;font-size:12px;font-weight:700;color:var(--cobalt);background:var(--cobalt-soft);padding:2px 10px;border-radius:100px;margin-bottom:8px}
.tpl__text{font-size:15px;line-height:1.95;margin:0 0 10px!important}
.tpl__copy{font-family:var(--sans);font-size:13px;font-weight:700;color:var(--cobalt);background:#fff;border:1px solid var(--cobalt);border-radius:4px;padding:5px 14px;cursor:pointer}
.tpl__copy:hover{background:var(--cobalt);color:#fff}
.compare{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:16px 0}
.compare>div{background:#fff;border:1px solid var(--line);border-radius:8px;padding:14px 16px;font-size:14.5px}
.compare b{display:block;font-size:13px;margin-bottom:6px}.compare .ng b{color:#C0492F}.compare .ok b{color:#2E7D52}
.cta{background:var(--navy);color:#fff;border-radius:10px;padding:30px 28px;margin:44px 0;text-align:center}
.cta__title{font-size:20px;font-weight:900;margin-bottom:8px;line-height:1.5}
.cta p{color:rgba(255,255,255,.72);font-size:14.5px;margin-bottom:18px}
.cta .btn-primary{background:#fff;color:var(--navy)}.cta .btn-primary:hover{background:var(--gold-soft)}
.cta small{display:block;margin-top:12px;font-size:12px;color:rgba(255,255,255,.55)}
.related{margin-top:56px}.related h2{margin-top:0}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px}
.card{display:block;background:#fff;border:1px solid var(--line);border-radius:8px;padding:18px;text-decoration:none;color:var(--ink);transition:.25s}
.card:hover{border-color:var(--cobalt);transform:translateY(-2px)}
.card b{display:block;color:var(--navy);margin-bottom:6px;font-size:15.5px;line-height:1.55}.card span{font-size:13.5px;color:var(--ink-muted);line-height:1.7}
.footer{background:var(--navy-deep);padding:44px 0;text-align:center;font-size:13px;color:rgba(255,255,255,.55)}
.footer a{color:rgba(244,236,217,.9);text-decoration:none;margin:0 8px}
.footer .logo{color:#fff;display:block;margin-bottom:12px}
@media(max-width:600px){.compare{grid-template-columns:1fr}.header__link{display:none}.article{padding:32px 20px 64px}}